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Navient said in subsequent statements Wednesday that allegations by the Illinois and Washington attorneys general were also politically driven and “unfounded.”“Time will tell” what impact these lawsuits have on borrowers, says Betsy Mayotte, director of consumer outreach and compliance at American Student Assistance, a nonprofit that helps students pay for college.

But regardless of outcomes, borrowers should regularly check their student loan accounts to make sure their loans are being serviced correctly, she says.

“Time will tell” what impact these lawsuits have on borrowers, says Betsy Mayotte, director of consumer outreach and compliance at American Student Assistance, a nonprofit that helps students pay for college. Among other things, the CFPB alleges that since at least January 2010, Navient misallocated payments, steered struggling borrowers toward multiple forbearances instead of income-driven repayment plans, and provided unclear information about how to re-enroll in income-driven repayment plans and how to qualify for a co-signer release.

Navient denied the CFPB’s allegations in a statement Wednesday, saying they are false and politically motivated.

This makes it easier to pay off debt because you are no longer bound to multiple payments and due dates each month.

There are two primary ways you can consolidate debt: balance transfers and personal loans. If you are looking to only consolidate credit card debt, a balance transfer is a great option.

For many underprivileged students like I once was, student loans are a way to pursue higher education so you can change your life for the better.

But when you graduate with the excess debt, many student–including myself–don’t truly understand money and loans and how repayment works.